Essential Winter Prep Tips for Your Home

As the days grow shorter and temperatures drop, preparing your home for winter becomes a priority. We understand the worry of keeping your home warm and safe, and with a few proactive measures, you can avoid stress and costly insurance claims.

Insulate Exposed Pipes

Protecting pipes from freezing is crucial, especially in basements and exterior walls. Insulate them to prevent bursting, which can lead to expensive repairs.

Update Smart Thermostat Settings

Modern smart thermostats can automatically adjust to reduce energy waste. Set yours between 68°F and 70°F when you're home for optimal comfort and efficiency.

Boost Indoor Air Quality

Enhance the air you breathe by using HEPA filters to filter out viruses and particles, or opt for MERV 13+ for dust and allergens. These can be used in HVAC systems or portable units.

Document Your Home Digitally

Use your smartphone to create a video walkthrough of your home and belongings. This simple step can streamline potential insurance claims if necessary.

Sealing Gaps Around Windows and Doors

Prevent heat loss by sealing gaps. This timeless tip helps retain warmth and cut down on energy bills.

Clear and Check Solar Panels

Make sure to activate the winter mode on your solar panels and clear snow post-storm to maintain efficiency.

Schedule a Heating System Checkup

Yearly inspections are vital to avoid unexpected breakdowns during cold spells. A thorough checkup can ensure your system's efficiency.

Clean Out Gutters

By clearing out leaves and debris, you can prevent ice dams and water backup during heavy snowfall.

Implementing even a few of these steps can significantly protect your home throughout winter. Stay proactive, and remember, it’s never too late to start preparing. If you have questions about what's covered by your homeowner's insurance during winter, we invite you to review your policy with us.